Fish Oil: The Essential Body Supplement

Benefits of Fish Oil

Fatty fish like salmon, tuna and mackerel have fats that can produce fish oil. Fish contains Omega-3 fatty acids which are recommended by health-care professionals to be included in a individual’s diet. Omega-3 acids are mainly docosahexaenoic acid or DHA and eicosapentaenoic acid or EPA. Omega- fatty acids are essential in cell building. It is important to get them from our diet since the body cannot produce this kind of acid. Research showed that Omega- 3 plays a significant role in brain and fetal development during pregnancy and infancy. Fish oil are believed and proven to provide numerous health benefits. Aside from this, there are also a lot of advantages by taking oil supplements.

Fish oil can:

• Improve brain development and memory. There are studies showing that DHA actually plays a major role in brain functions. Low levels of DHA can increase the risk of having Alzheimer’s disease. Intake of fish oil during pregnancy is also recommended. According to a research conducted by the University of Western Australia showed that pregnant women who ingest fish oil supplement actually give birth to babies with better hand and eye coordination, better in speech and better cognitive development at the age of two and a half.

Aside from Alzheimer’s disease, fish can also help in reducing the risk of other mental illnesses like depression, Attention Deficit Hyperactivity Disorder (ADHD) among children, dyspraxia, bipolar disorder and dyslexia.

• Reduce the risk of hear attack. Even if the DHA and EPA are fatty acids, they can reduce cholesterol, triglycerides and blood pressure. It helps in preventing blood clots in the heart. So aside from heart attacks,It is also important in reducing risks of coronary heart disease.

• Reduce the risk of cancer. Researches have shown that fish oil can help in reducing risks of developing breast, prostate and colon cancer. They stop the growth of cancerous cells and inhibit its growth. For postmenopausal women, those who consume more Omega-3 fatty acids from salmon and mackerel or fish oil supplements are less likely to develop breast cancer.

• Reduce the effects or helping patients deal with lupus, arthritis, colitis and asthma. Its natural anti-inflammatory capabilities can reduce pain brought by inflammatory arthritis and gastritis.

• Help a lot during pregnancy. Not only does Omega-3 fatty acids and helps in he fetal brain development, it can also reduce the risk of giving early or premature birth, post-partum depression for mothers, allergic reactions among babies an low- birth weight. Not only does it helps in pregnancy, there are preliminary researches showing fish oil to aid in getting pregnant or fertility.

• Help improve the body overall. Fish oil can help in producing serotonin, the happy hormones. Happiness can help a lot of people deal with stress and other emotional issues which can totally improve a person’s emotional and mental disposition. They can also revitalize and rejuvenate skin, reduce wrinkles, weight loss and improve eyesight. It is even said that fish oil can reduce acne and make your hair a lot better.The oil is very important in building a better you. But doctors and experts suggest in taking pharmaceutical grade oil supplements. The problem with eating too much fish can actually lead to mercury contamination.So, ask yourself, are you getting enough oil in your body? If not, then it is time to start making sure that you do that.

Fish oil can:

• Improve brain development and memory. There are studies showing that DHA actually plays a major role in brain functions. Low levels of DHA can increase the risk of having Alzheimer’s disease. Intake f fish oil during pregnancy is also recommended. According to a research conducted by the University of Western Australia showed that pregnant women who ingest fish oil supplement actually give birth to babies with better hand and eye coordination, better in speech and better cognitive development at the age of two and a half.

Aside from Alzheimer’s disease, fish oil can also help in reducing the risk of other mental illnesses like depression, Attention Deficit Hyperactivity Disorder (ADHD) among children, dyspraxia, bipolar disorder and dyslexia. There are studies showing that the lack polyunsaturated fatty acids can contribute to this disorder. This can also be the reason behind dyslexia. There were studies conducted among children, they were given fish oil supplements for the period of three months. These children showed significant improvements in behaviour, reading and spelling. They were also able to focus and concentrate more.

There were studies that showed that Omega-3 fatty acids had the same effects as Prozac which is a known anti-depressant. Studies showed that countries with high fish consumption have lower rates of depression. Aside from that, pregnant women and those who have just given birth who include fish in their diet regularly have lower risk of experiencing postpartum depression.

If you have decided to take the supplements to address these mental problems for yourself or for your kids or relatives, then it would be best to consult a doctor first. You would have to know how much you are going to take. Just like any vitamins or anything, when taken in excess it can have bad effects.Too much of the supplement can also cause some serious problems like oxidative stress. Some doctors would recommend taking Vitamin C along with the fish oil supplement. This would actually balance the nutrients that you are getting.Fish oil has amazing effects on our health and body, we just have to remember to keep it balanced with a healthy diet and healthy lifestyle. One of the reasons why people take these supplements is due to the various health benefits that they offer.It has long been known to contain essential fatty acids that are known to be very beneficial in maintaining one’s good health. Here are some of those benefits.

Heart Disease One of the more common benefits that fish oil is known to offer people involves heart health. Various studies through the years have shown that the long chain omega 3 fatty acids contained in fish oil may help reduce the risk of heart diseases in humans. These essential fatty acids may also help lower LDL cholesterol in the bloodstream ad therefore help reduce the risk of heart attacks and stroke. Not only that, omega 3 fatty acids found in fish oil are also known to increase the levels of HDL, or good, cholesterol.

Prevent Inflammation One of the more beneficial properties of omega 3 fatty acids found in fish oil is their anti-inflammatory effects on the body.It can be also used to prevent or reduce the inflammation of the tissues. Regular consumption of fish oil has been known to help those people who are suffering from chronic inflammatory diseases.It has also been known to be effective in treating certain gastrointestinal disorders as well as ulcerative colitis and inflammatory bowel disease.Arthritis Treatment Due to its good anti-inflammatory properties, fish oil is a good supplement that can help ease the pain brought about by arthritis and rheumatic.it’s supplements can help reduce the use of NSAID’s or Non Steroidal Anti-Inflammatory drugs for treating such conditions. In osteoarthritis, fish oils prove helpful in trying to reduce the functions of certain enzymes that may destroy or damage cartilage tissues in the body.

Weight Loss Fish oil also proves beneficial for those people who are trying to lose weight. It sees that taking oil supplements may help a lot during the weight loss process. It has been known to improve the efficiency of exercise in trying to lose weight. Studies have shown that people who were given fish oil as part of their diet seem to lose weight more when exercising than those people under the same program but were not given fish oil in their diet.

Eye Disorders Another benefit that many experts have extolled on fish oil involves the treatment of certain eye disorders. Consuming it on a regular basis seems to help people avoid the effects of age related macular degeneration. More studies are being undertaken in order to prove further just how effective fish oil can be in trying to help people maintain good eye health.Skin Health Another known benefit associated with fish oil consumption is skin health.It is also known to contain nutrients that can help change dry and poorly maintained skin look shiny and glowing.It has also been known to be effective in treating other skin conditions such as eczema, skin lesions and rashes.It can be applied topically on the skin to help relieve the effects of psoriasis. Regular intake can also help retain moisture in the skin.

Your Ultimate Defense Against Silent Inflammation:

Silent inflammation has been linked to heart disease, cancer and dementia. It is a condition that occurs when the body’s natural immune response goes awry. Silent inflammation is an inflammation without pain and it can continue undetected for years, continually assaulting your heart, arteries and even the brain – without you noticing it.According to Dr. Barry Sears, author of bestselling books “The Zone,” high carbohydrate diet is the culprit to this kind of health situation. In his boos “The Anti-inflammation Zone,” he had proposed taking supplements of high dose, ultra-refined fish oil as the best armor against inflammation.

The Japanese manage to maintain a state of wellness and away from silent inflammation by consuming copious amounts of fish. However, according to a research, the massive amounts of fish does not ensure them enough intake of omega-3 fatty acids or fish oil. Fish oil is ultimately the healthiest fat around because it has profiund anti-inflammatory properties. It has no long-term side effects and can even make you smarter.

The reason why high-dose fish oil is so effective is because it reduces arachodonic acid (AA) which is the building block of pro-inflammatory eicosanoids. By taking it within 30 days,it will increase your levels of eicosapentaenoic acid (EPA). Fish oil is the only dietary supplement that is supported by robust clinical studes by treating chronic conditions like heart disease, cancer, immunological and inflammatory diseases, and neurological conditions like attention deficit disorder, depression, multiple sclerosis, and different types of dementia.However, taking oil fish as defenses to silent inflammation has a drawback, it might lead you to contamination. So in taking fish oil as dietary supplement, Dr. Barry Sears cautioned to ensure that its ultra-refined and use the SIP as guidance for exact dosage. On a scale of 1 to 10 for supplements, Dr. Sears give high-dose fish oil a 12. The EPA found in fish oil partially inhibits the activity of the delta-5 desaturase enzyme that makes AA.

This represents the primary anti-inflammatory effect of fish oil, he adds. To achieve a significant impact on AA production, a person must provide a lot of EPA. A high-dose fish oil, especially rich in EPA will likely lead you to success in reducing silent inflammation as reflected in the reduction of the AA/EPA ratio. The ratio can be measured by SIP.

The public and the mainstream medicine are starting to accept the importance of insulin control to well-being. Now is the perfect time to bring to public’s attention the role of eicosanoids and the way high-dose it can manipulate them. Dr. Barry Sears that the role of fish oil in medical practice because it tells us that medical care is based primarily on the food we eat, not the drugs we take.Recent genetic research is forcing scientists to evaluate the value of fish oil in the evolution of modern humANS. It was genetic scientists who initiated the theory that consumption of high-dose fish oil was the reason why humans have the power to conquer the earth. A proper combination of insulin and high-dose pharmaceutical-grade of the oil may be the true miracle cure for the 21st century.It is so effective that having this dietary supplement is like having a miracle drug that has the perfect balance between eicosanoids with totally zero side effects.

• Reduce the risk of hear attack. Even if the DHA and EPA are fatty acids, they can reduce cholesterol, triglycerides and blood pressure. It helps in preventing blood clots in the heart. So aside from heart attacks, fish oil is also important in reducing risks of coronary heart disease.

• Reduce the risk of cancer. Researches have shown that can it will help in reducing risks of developing breast, prostate and colon cancer. They stop the growth of cancerous cells and inhibit its growth. For postmenopausal women, those who consume more Omega-3 fatty acids from salmon and mackerel or fish oil supplements are less likely to develop breast cancer.

• Reduce the effects or helping patients deal with lupus, arthritis, colitis and asthma. Its natural anti-inflammatory capabilities can reduce pain brought by inflammatory arthritis and gastritis.

• Help a lot during pregnancy. Not only does Omega-3 fatty acids and It helps in the fetal brain development, it can also reduce the risk of giving early or premature birth, post-partum depression for mothers, allergic reactions among babies an low- birth weight. Not only does it helps in pregnancy, there are preliminary researches showing fish oil to aid in getting pregnant or fertility.

• Help improve the body overall. The oil can help in producing serotonin, the happy hormones. Happiness can help a lot of people deal with stress and other emotional issues which can totally improve a person’s emotional and mental disposition. They can also revitalize and rejuvenate skin, reduce wrinkles, weight loss and improve eyesight. It is even said that fish oil can reduce acne and make your hair a lot better.Fish is very important in building a better you. But doctors and experts suggest in taking pharmaceutical grade of oil supplements. The problem with eating too much fish can actually lead to mercury contamination.So, ask yourself, are you getting enough fish oil in your body? If not, then it is time to start making sure that you do.

Fish Oil Effects That You Can Avoid: There has been a lot of buzz about fish oil and its benefits. Researches and studies have proved the numerous health benefits that fish oil can give. But every coin has two sides. So, is it possible for something beneficial like fish oil, to have bad effects, as well? Yes, it is possible.

If you have fish oil capsules or liquid at home, then you would have to make sure that it would not be exposed to heat, light and oxygen. When exposed for too long,it would get oxidized and would get bad. Once the oil gets bad, it would lose its nutritional value. Aside from that, bad fish oil and fatty acids are said to contribute to the development of cancer and other diseases.Minor side effects of fish oil would include a fishy aftertaste, diarrhea, and fishy burps. Some would report nose bleeding as a side effect of fish oil intake. Aside from this, you would have to be conscious with vitamin A, E and D. Accumulated or large doses of these vitamins can eventually lead to poisoning.There are also serious side effects of fish oil. If these side effects happen to you, it is best to consult a health care professional. You would have to stop taking fish oil supplements or it could mean other serious ailments.

Fish is said to increase the risk of bleeding, especially gastrointestinal bleeding. So if you would notice red blood on your stool and vomiting blood, the consult a health care professional immediately. Serious effects could also include hemorrhagic stroke or bleeding in the brain. Common symptoms would include vision and speech changes, numbness or loss of strength in the limbs and frequent and painful headaches.If you have diabetes, then it would also be better to check with your doctor if taking fish oil supplements is safe. Taking fish oil supplements can sometimes result to hyperglycemia or high blood sugar. Be watchful or conscious of allergic reactions. Symptoms that you are allergic with oil supplements which includes rashes, itching, swelling, wheezing and difficulty in breathing or swallowing.

To avoid the minor side effects, you can take the oil supplement along with your meal. This would get rid of the aftertaste and make it easier to digest. It is less likely for you to experience abdominal or stomach pain. There are few who keep their supplements refrigerated. It is said that keeping them frozen or cold would help lessen gastrointestinal problems or side-effects.

Too much is always not good. The problem is we do not how much is too much. There is maximum amount that an individual should take. But there is a recommended amount, for male it is 1600 mg while women are recommended to have 1100 mg.As mentioned, we should be cautious with Vitamin A,E, and D overdose. How do we deal with this?Read the labels. Know what kind of supplement you are taking. You have to know if the oil supplements you are taking exceed the recommended level. To avoid an overdose of Vitamin A and D, avoid using fish oil that includes the internal organs like liver.

Fish oil is something that can very essential in improving our physical and mental health as long as it is taken in recommended doses and amounts. Let us remember that fish oil is not a magic pill that would immediately remove us of any ailments and pains. It’s effects can be gradually noticed over time.

How Fish Oil Can Benefit Your Health:

Oil are extracted fats from fish, a concentrated solution of omega-3 EFAs. It is the best source of omega-3 EFAs. You could add more omega-3 EFAs to your diet in the form of alpha-linolenic acid (ALA). The richest plant sources of ALA are the leaves and seeds of the perilla plants common in North America, Japan, Korea, China and Vietnam.

Green plants and algae also contain ALA as well as linseed oil. However, fats or oil from fish is considered the most important dietary source of omega-3 EFAs because it has concentrated amounts of the ALA derivatives EPA and DHA. These two nutrients are found almost exclusively in seafood.

Eating fish on a regular basis has its own risk as you are can never be sure if the fish you are eating has no toxins on it such as mercury and PCBs. During the manufacture of fish oils, toxins are eliminated. The supplements are meticulously purified to remove heavy metals such as mercury, lead, PCBs and other toxins as well as to reduce the incidence of rancidity and improve the taste and quality of the fish.These makes fish as safe and effective food supplement. A 1-gram fish oil capsule contains about 180 mg of EPA and 120 mg of DHA. An intake of three 1-gram capsules would provide 0.9 gram (900 mg) of EPA and DHA. This means it comply the daily dosage recommended by the American Heart Association. However, you should always bear in mind that fish oil supplements are basically dietary supplements, not drugs.Studies shows that many people are getting too much of the wrong kinds of fats found in animals (saturated fats) and vegetables (polyunsaturated fats), and need the fish oil to “balance” the family of fat nutrients. Intake of the wrong kinds of fats should be lowered to total 20 to 30 percent of daily calorie serving while fats found in the oils of certain fish should be appreciably increased.

Fish oil prevents and/or alleviates heart disease, high blood pressure, arthritis and migraine, headaches, may be protective against cancer, immune deficiency diseases, kidney disease and others.It also have two special nutrients that protect the heart and arteries, reduce pain, inflammation and swelling, and protect cell membranes. Omega-3 EFAs found in oily fishes are believed to be essential for the healthy development of brain, retina, and nervous tissue among fetus and infant.During pregnancy these fatty acids are transferred from the mother’s tissues to the fetus. However, the FDA has strict guidelines on eating fish during pregnancy because of the possibility of mercury or other toxic substances that may contain in fishes and the best solution is to take fish oil as food supplement

Over the past 30 years more than 7,000 scientific studies have provided evidence supporting the effectiveness of fish oil and omega-3 EFAs in the prevention and treatment of our most common diseases. Hundreds of clinical trials support the efficacy of fish oil’s omega-3 essential fatty acids in preventing, mitigating, and remedying an incredible range of health conditions. Some scientific and medical communities however are resisting to these facts and still support pharmacological treatment.

As a traditional dietary supplement that encourages good health,it is a preventive medicine but as a natural alternative to NSAIDs or non-steroidal anti-inflammatory drugs and other pharmacological and medical treatments, it is complementary medicine.With all the undergoing studies to prove its affectivity, fish is on the threshold of crossing over into traditional Western medicine.

How Fish Oil Can Cure Inflammation:

Inflammation occurs as our body’s natural protective response to fend off any outside aggressors and to begin the process of healing. Its effect on our tissues usually involves pain, heat and redness. However, there are some cases that this outward effect is not visible.

Inflammation is a double-edges sword; its effect can be helpful or harmful depending on the circumstances. When an inflammation is in chronic state, devastating consequences are likely to happen like arthritis, heart disease or stroke. It usually happens when the cause of inflammation is continually reintroduced or if the acute inflammatory response is not able to eliminate it. This situation is very likely to happen nowadays because of our exposure to implausible amounts of toxins.

Some of these toxins can be avoided like poor food choices, smoking, and prolonged sun exposure. While some things arise from things from things we don’t have control like genetics, accidents and pollution. Inasmuch as there are factors you can’t help being exposed to unnecessary and harmful factors detrimental to your good health, you can also take food supplements effective in strengthening your body against the sometimes lethal effect of inflammation. The most effective food supplement according to recent studies happens to be fish oil.

The prevalence of destructive or chronic inflammation among Western countries makes it imperative for many specialists to deal with preventive measures. The reason behind this is that the Western population is more exposed to stress, obesity and poor health in general. Many pharmacological anti-inflammatory drugs offer reduction of inflammation, however, long-term medication have potentially lethal side effects.

So what is your safest option if you have inflammation? Research on alternative medicines revealed that certain dietary supplements can help reduce levels of pro-inflammatory factors, with significantly lower side effects. One of these dietary supplements is the essential fatty acids or EFAs.

Essential fatty acids are necessary for various aspects of normal physiology like: mediating immune response, regulating bodily secretions and their viscosity, dilating and constricting blood vessels, regulating collateral circulation, directing endocrine hormones to their target cells, regulating smooth muscles and autonomic reflexes, being primary constituents of cell membranes, regulating the rate of cell division, maintaining the fluidity and rigidity of cellular membranes, regulating the flow of substances into and out from cells, transporting oxygen from red blood cells to the tissues, maintaining proper kidney function and fluid balance, keeping saturated fats mobile in the bloodstream, preventing blood clots, mediating the release of inflammatory eicosanoids that may trigger allergic conditions, and regulating nerve transmission and communication. (Source: Fish Oil: The Natural Anti-inflammatory by Joseph C. Maroon and Jeffrey Bost, 2006, page 39).

For this reason, it is very important for over-all health to have a regular intake of foods rich in omega-6 or omega-3 EFAs. The omega-3 pathway, activated by trauma, injury, or chemical stimulus, is the process of converting the omega-3 EFAs found in the cell membranes to various eicosanoids. If the omega-3 EFA components of the cell membranes become dominant, an anti-inflammatory state can result, with preventive health benefits.

Fish is the best source of the omega-3 essential fatty acids. But why fish oil, you might ask? The needed nutrients can also be found in green plants; algae (phytoplankton); leaves and seeds of the perilla plants; and linseed oil but fish oil is considered the most important dietary source of omega-3 EFAs because it contains concentrated amounts of the ALA derivatives with APA and DHA.

The two mentioned nutrients can almost exclusively found in seafood. Fish contains high amount of EPA and DHA because they are at the top of food chain based on algae, a single-marine organism that manufactures huge amount of EPA and DHA.

Surprising Benefits Of Using Fish Oil:

The known benefits of fish oil are not just limited to the more common conditions. Of course, many people have already known how using fish oil may help improve skin health and reduce the risk of heart disease. But there are also surprising benefits that it seem to offer to those who regularly consume them. Here are just some of them.

Depression And Anxiety People may not be aware of it, but fish seems to help put people in a good mood. In fact, many studies have shown that fish oil may be beneficial in trying to help treat depression and anxiety in people. Thanks to the omega 3 fatty acids contained in fish, it seems a good means to relieve anxiety, depression, stress and sadness in people.

Fish seems to have good mood stabilizing properties that make them quite interesting as a treatment for depression and other related conditions. Evidence suggests that countries where oily fish such as salmon is regularly eaten also seem to have low incidence of depression. Similar studies involving prisoners have also shown that having them on a diet rich in omega 3 fatty acids resulted in a significant drop in homicide rates. Although more studies may be needed in order for such findings to be conclusive, it already shows some good evidences of the other surprising benefits of fish oil.

Cancer Fighter It may seem quite surprising enough that fish oil may also benefit patients with certain forms of cancer. Preliminary studies have shown that fish oil may be useful in trying to delay the weight loss in people suffering from pancreatic cancer. Still further research may be needed to solidify this claim as well as how oily fish may affect certain types of cancers.

Type II Diabetes Some studies also have shown positive findings on the effect of fish oil in Type II diabetes. Since people suffering from this form of diabetes are also prone to developing diseases such as coronary heart disease, atherosclerosis and stroke, medical experts believe that taking fish oil supplements may also help in trying to reduce such risks in diabetics. Some studies have already shown that fish oil may also be effective in lowering triglyceride levels in people with diabetes.

Pregnancy Fish oil might also be able to help women bear healthier children. Taking the oil supplements may help pregnant women ensure the healthy development of their child while still in the womb. The DHA found in fish oil is known to help babies undergo healthy eye and brain development. Pregnant women who are also taking the oil supplements run fewer risks of having premature births, miscarriage or delivering babies with low birth weights. As an added benefit, pregnant women who regularly take fish oil supplements run lesser risks of getting into depression following the baby’s delivery.

Fertility Fish oil supplements may also help in improving fertility. In a study done on male boars, those who were fed with a diet rich in fish oils were able to show better sperm quality. After ejaculation, the sperm from the boars fed with fish oil seem to resist the effects of lipid peroxidative attacks in the female boar genital tract, giving the sperm higher chances of conception.

The Benefits of Fish Oil Supplements: The benefits of fish oil supplements should not be outweighed the need to understand how these supplements should work or provide essential nutrients for the human body.

Although it is a general notion for nutrition experts to insist on regular food as the common and most basic source of vitamins and minerals important for the human body, oil supplements, be it in liquid or solid form, are needed to ensure a holistic enrichment and nourishment for the body.

Fish oil supplementation is ideally beneficial by providing for what the regular or daily diet may not provide, it can also be a preventive measure against diseases and illnesses.

Essentially, fish supplements are meant to complement a diet, not as a substitute for it, as what many believe to be the case. Since plant foods still contain many nutrients, among them phytochemicals, that still cannot be substituted or generated through synthetic means.

Why the need for fish oil supplements? Take for instance these circumstances;

Infants that are being breast-fed need to have their regular source of iron, especially when they reach their four to six months, since breast milk only provides little iron. This is where iron supplementation comes in with baby milk formula or alternative sources like fortified cereal meals or baby food.

Children also need fluoride supplementation to strengthen teeth and prevent tooth decay.

Pregnant women need multivitamin-mineral supplementation, to ensure that their nutrient levels are met for the development of the fetus inside the womb. Among those that need supplementation are increased levels of folate to prevent birth defects, as well as increased amounts of vitamins like B6.

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Medicare Supplement Leads Generation – Old Methods Versus Modern

Generating Medicare Supplement leads is perhaps the most crucial part of the business. Certain methods have been around for years and there are agents who claim that those methods still work. The reality is that while older methods may produce some small profit, modern methods of Medicare supplement leads generation are proving to be a better option.

Getting Medicare Leads The Old Way

Early on in the business, Medicare supplement leads included pretty much anyone who owned a home. The logic was that since all people who owned a home could potentially benefit from the protection that this insurance could provide, it was worth the try to get in touch with as many people as possible.

According to the old math and old statistics, approximately every 10 Medicare supplement leads could equal around three appointments. Out of approximately every three appointments, you should average about one sale. The old method of generating Medicare supplement leads included cold calling, getting referrals from friends or family, publishing ads, using direct mail, and networking with everyone you meet. It was a tiring and time-consuming process to earn a significant income that was then reinvested into marketing.

Getting Medicare Leads The Modern Way

There are two modern methods used today to gain Medicare Supplement leads. The first is to purchase Medicare leads and the second is to join an organization that provides agents with quality leads. Both methods can easily be done online. These may seem like similar approaches at first glance, but they are actually quite different.

Purchasing Medicare supplement leads will provide a list of prospects quickly and easily. Once you have the list, it is up to you to follow up on inquires and requests for quotes. There is no other support, training or assistance and you are pretty much left to close sales on your own. You still need to market your business and establish credibility.

Joining a venture can improve your chances that your list of prospects is up to date. By teaming with an established company online, credibility is already established. Support and a refreshed source of Medicare supplement leads is provided on a regular basis. Most of the marketing is done for you so that you can spend most of your time on appointment setting and actually meeting with potential buyers.

What is the Best Way to Gain Medicare Leads?

In terms of time management, the age-old cold calling, friend referral method comes in third place compared to modern methods. It would take more than 50 hours a week to find Medicare supplement leads, set appointments and land enough sales to make any significant money at all.

Considering financial investment, the older methods come in at last place as well. The money it cost for design work and copy writing on direct mail ads, newspaper ads, calling cards, can drain a good portion of commission income. Purchasing Medicare supplement leads can also be a financial strain, as you may need to continue to invest in updated lists in addition to traditional marketing methods.

Joining an existing network of agents can give you steady access to ready Medicare supplement leads on a consistent basis, and the money you would use on advertising will be dramatically reduced. Your time will be spent on appointment setting and meeting with potential buyers.

Why Information Security Risk Management Makes Sense in the Healthcare Industry

Lately I have been thinking about risk in the context of information security and the healthcare industry. I have written an article that you can find here about using risk management to help healthcare organizations manage their security, privacy and compliance programs more effectively and efficiently. For the most part using risk to manage information security is new territory for the healthcare industry. Yet it has been common practice in the financial services sector for more than ten years. Why it that the case?In the late 90’s financial services companies in New York, London and Tokyo went through a dramatic change in the way they managed their information security programs. Risk management took over as (and remains today) the dominant paradigm for running an information security program and enabling business in the financial services sector.Why did that happen? Well, the financial services world is about transactions. By the late 90’s the infrastructure of the internet had evolved to the point where financial transactions were realistic and could done reliably on a scalable basis. The requirements for enabling electronic transactions were (are) as follows:• Non-reputable communications between two parties, each of whom can verify the time, value and content integrity of the message.• Confidentiality• Authorization• Counterpart authenticity• High availabilityAll of these requirements are info security issues and it became competitive differentiators. A major element of winning in the financial service market was managing information security in the most effective and efficient manner. Risk management is the way to do that.The financial services sector was a natural place for adoption. First, financial institutions are risk-intermediation businesses; as the most sophisticated of them came to realize, the ability to describe, price, and manage risk should be among their core competencies. Second, this sector is rich in data, and thus the raw fuel for risk analysis already exists. Third, and perhaps most important, they are typically highly leveraged and are monitored by regulators who, concerned about the potential impact of failures, pushed for improved risk management. So risk management was and is at the core of the business and the extension of processes and methods to information security was evolutionary rather than revolutionary.I don’t think the same severe pressures on information security that exist in the financial services industry are present in healthcare. However, by making poor decisions around information security, privacy and compliance organizations can destroy patient trust, increase costs, damage brand and create major liability. I think healthcare IT leaders need to borrow the financial services information security playbook and aggressively adopt risk management.

Tennessee Health Insurance: Will Healthcare Reform Help You Get Coverage?

Healthcare reform will start increasing protection for those who need health insurance in Tennessee as of September 23, 2010. That protection will expand coverage to more people and extend coverage beyond previous insurance limits. More people will be able to keep their Tennessee health insurance plans because insurers will no longer be allowed to cancel your policy if you get sick. That provision alone can help to protect people who buy Tennessee individual health insurance plans from dishonest insurance practices.Your choice of doctors will increase, too. Woman will no longer have to get prior authorization to see an ob-gyn doctor. Members in new health insurance plans will also be free to select any participating primary care provider. September 23 also sounds the death toll for the practice of denying children who have known health problems, such as asthma, access to health insurance. If your child has had to endure years in this predicament, you can start to relax soon.Adults with known health problems are also getting more help. As of last July 1, $96.8 million federal dollars was made available to Tennessee to provide coverage for people with pre-existing conditions who have been denied health insurance in Tennessee.This new transitional high-risk pool program is funded completely by the federal government to help people survive until the health insurance exchange becomes available in 2014. If Tennessee does not to run the high-risk pool program, the Federal government will administer it for Tennessee residents. If your medical claim is denied, you’ll also be getting additional help with that. New Tennessee health insurance plans will be required to develop an appeals process to make it easier for you to dispute the denial of your medical claims.Health Insurance In Tennessee Will Have Fewer LimitsIf you are among the 3.2 million Tennessee residents who rely on private insurance coverage, you can stop worrying about being left to face devastating out-of-pocket costs when your bills exceed lifetime limits placed on your coverage. Insurance companies will no longer be able to restrict your coverage to such lifetime limits. In addition, the use of annual limits on coverage will be regulated so you are not denied access to needed care. This will protect the 2.8 million residents who get Tennessee health insurance from an employer as well as those who get new health plans in Tennessee.What Does Healthcare Reform Mean For Small Businesses?The 71,900 small businesses in Tennessee can take advantage of the new small business tax credit. This credit is designed to help them provide coverage for employees and to make premiums more affordable. Until now, small businesses have unfairly had to pay 18 percent more, on average, than large businesses paid for the same healthcare coverage. That prevented many small businesses from protecting their employees with healthcare.Will Seniors Be Affected By Healthcare Reform?In 2009, about 85,000 Medicare beneficiaries in Tennessee lost coverage for their prescriptions as they sank into the infamous “doughnut hole.” That’s a huge gap in Medicare Part D drug coverage that takes away all coverage for prescription drugs. Seniors have been forced to cut their medications in half or go without all together. In 2010, Tennessee Medicare beneficiaries who are stuck in the doughnut hole are automatically being mailed a $250 rebate check. These mailings began in mid-June and the $250 checks will continue to be mailed each month as additional seniors lose their prescription coverage to the doughnut hole.Healthcare reform continues to provide seniors with additional discounts in future years until no one will be subjected to the doughnut hole by 2020.What if you retire before you’re eligible for Medicare at age 65? It’s estimated that 84,700 Tennessee residents do retire before they are eligible for Medicare. With the rising cost of insuring employees, fewer employers now cover their retirees. As of June 1, 2010, a temporary reinsurance program has been set up to support the practice of companies providing health care for their retirees. Not only companies, but also local and state governments and unions are all eligible to participate in this $5-billion program.How Does Healthcare Reform Affect Tennessee Residents In 2010?With healthcare reform, those who already have insurance won’t have that coverage taken away if they get sick or if they need help that exceeds annual or lifetime policy limits. Children with pre-existing conditions who have been denied coverage will get help this September, and $96.8 million federal dollars is already available to Tennessee to provide coverage for adults with pre-existing conditions who have been denied coverage in Tennessee.Seniors automatically receive $250 in 2010 when they lose prescription drug coverage to the doughnut hole, and Tennessee businesses, local and state governments and unions can take advantage of a $5-billion program to cover retirees with insurance. That’s not the end of healthcare reform, though. More benefits will become available in 2014.